Insurance, Warranty and Resale Records

Cover every phase

Ask who insures materials in the factory, completed modules in storage, cargo in transit, crane operations, site work and the building before occupancy.

Builder’s risk, cargo and liability policies may be held by different parties. Certificates alone do not explain exclusions or deductibles.

Separate warranty scopes

Factory materials and workmanship, site construction, appliances and structural components may have different warranties. Create one matrix showing contact, term and claim process.

Document transport damage and set-day conditions immediately so responsibility is not disputed later.

Preserve resale evidence

Future buyers may ask about construction type, permits and labels. Keep approved plans, occupancy, certification and repair records with the property.

Accurate classification supports appraisal and insurance. Avoid advertising the house with misleading mobile or trailer terminology.

Apply this guide to a real project

For insurance, warranty and resale records, create a dated project note tied to the destination address and current drawing revision. Identify the authority, designer, factory or contractor responsible for each unresolved item. Attach the written evidence for ‘Who insures the modules at each phase?’ and ‘Which party handles factory, transport and site defects?’ rather than recording a verbal assurance.

Before a deposit, production release, shipment or final payment, convert every open question into a named action with an owner and deadline. Keep superseded drawings and decisions in the record so later inspectors, lenders, insurers and future owners can understand why the completed house differs from an early sales plan.

Questions to resolve before proceeding

• Who insures the modules at each phase?
• Which party handles factory, transport and site defects?
• Are warranty travel costs or exclusions disclosed?
• Is the permanent record package organized for future owners?