Costs & Contracts
Compare complete-project costs, payment schedules, financing, insurance and warranty responsibilities.
Calculating the Total Modular-Home Project CostThe factory price is only one part of the finished project; land, approvals, foundations, logistics, site work and completion must be added.Factory Price vs Completed-House PriceA factory contract may cover modules and selected delivery or set work while excluding much of the completed property.Comparing Modular Builder and Dealer QuotesGood quote comparison examines scope, approvals, specifications, schedule, risk and service—not just the bottom-line number.Allowances, Change Orders and Payment MilestonesModular production requires early choices and substantial pre-site payments, making allowance and change controls especially important.U.S. Financing and Appraisal for Modular HomesPermanent modular homes are generally financed and appraised as code-built real property, but construction draws and factory payments need early lender coordination.Canadian Financing and Appraisal for Modular HomesCanadian lenders may finance permanent modular houses as real property, but factory payment timing, land ownership and destination approval must be coordinated.Insurance, Warranty and Resale RecordsCoverage and warranty responsibility change as modules move from factory work in progress to cargo, set building and occupied real property.